Your loan plans
A little help, with a clear plan to pay it back.
Make a plan here, then download a copy. Sign in to see plans saved in the app.
Let’s make a plan
Up to 12 payments (about a year). We recommend 6 or fewer (about six months).
Interest is added once. For example, $100 at 20% means $120 to repay in total.
Optional late-fee terms
Late fees are not included in the schedule or charged automatically.
Interest and late fees must follow applicable state law. This calculator does not check whether your terms are allowed.
Your plan
Add an amount and a date to see your plan.
Planning only — this is not a signed agreement. No money is moved or charged.